Decisions.
We make thousands of them every day.
What to have for breakfast. What shoes to wear. What show should I binge watch on Netflix tonight? Some decisions are simple and have no risk of negative consequences.
But others – like choosing a college – can shape the rest of a young adult’s life.
For LGBTQ+ youth, these decisions can carry additional complexities. Among them… do I risk losing the love and support of my family?
Should I Stay In The Closet or Come Out?
Before deciding where to attend college or what to major in, LGBTQ+ youth often face a bigger decision: Should I come out to my family?
This decision is rarely easy. Coming out can affect relationships, family support and even financial security.
According to a study by the Williams Institute at the UCLA School of Law, LGBTQ+ teens make up 20-40% of the homeless youth in California, even though that same group represents only 7-10% of the overall California youth population. This staggering statistic helps us understand why so many LGBTQ+ youth struggle to make the brave choice of coming out to their family.
For many LGBTQ+ teenagers, it’s a daunting choice between hiding their authentic selves or funding their future by themselves.
LGBTQ+ students are four times more likely than their peers to choose a college in a state away from their families. According to the Human Rights Campaign, nearly 20% of LGBTQ+ youth are staying in the closet until they are financially secure.
Coming out is a difficult journey.
Your voice can make a difference.
Should I Skip College or Pay For It Alone?
The cost of college is already a significant barrier for many students, but for LGBTQ+ youth, the situation can be even more challenging.
- The average cost of a 4-year college degree at an in-state institution is $108,584.
- For out-of-state colleges, that figure climbs to $182,832.
While most students receive some form of financial assistance from their families (74% according to Sallie Mae’s 2024 report), LGBTQ+ youth don’t have that luxury:
- Only 62% of gay, lesbian and bisexual students feel they can rely on family financial support for college.
- For transgender students that number drops to 57%, a 17% gap compared to their heterosexual peers.
Percentage of Students Receiving Family Financial Assistance
Many LGBTQ+ students who choose to fund their education independently turn to student loans. Unfortunately, 60% say they later regret that decision as payments become unaffordable.
On average, LGBTQ+ students borrow $16,000 more than their straight peers.
Can I Push Forward or Do I Give Up?
The road to college is a major milestone in any student’s life, but for LGBTQ+ students, it’s only one step in the ongoing journey – a new arena with the same set of challenges to overcome, such as bullying, fitting in, and, in many cases, discrimination.
Sadly, many LGBTQ+ students question if these challenges are too insurmountable. Within the community, rates of anxiety, depression and suicidal thoughts are seen at much higher rates than their peers:
- 41% of LGBTQ+ students have seriously considered suicide in the last year – more than double the rate of their peers (19%).
- The Trevor Project reported a 33% uptick in its requests for critical lifeline services, including suicide prevention counseling, in January 2025.
Let’s transform the lives of LGBTQ+ students.
Your voice can make a difference.
How the National Rainbow College Fund Helps
At San Diego Foundation (SDF), we help all students build a foundation for their future and the future of our home. That’s why Education is one of the key focus areas of our Fifty & Forward 50th Anniversary Campaign, building on the long success of our scholarship programs.
Powered by SDF, the National Rainbow College Fund (NRCF) is the first scholarship exclusively dedicated to supporting California LGBTQ+ students in their pursuit of higher education – whether they are in or out of the closet.
NRCF eases the financial burden for LGBTQ+ students, including those who may not be open about their identities, helping them pursue their educational goals.
We’re here to ensure that LGBTQ+ students, regardless of their situation, have the support they need to pursue higher education without the fear, shame, or financial barrier.
Your voice can make a difference.
Stand with NRCF and advocate for better access to scholarships that will help LGBTQ+ youth overcome these obstacles and achieve their dreams.